Why do you need a Will? A Will plays an important part in creating an estate plan. A Will is a legal document that sets out how the deceased’s estate should devolve on their death.  A Will allows for the testator to express how they wish for their estate to devolve and who should benefit. By creating a Will the testator is able to specify who should receive the benefits of

What are unit trusts? A unit trust is an investment which allows a number of investors to pool their funds together to gain investment exposure to many different assets classes such as shares, property, bonds and money market instruments. Every unit trust fund is divided equally into portions called units. The price of each unit is determined based on the value of all the investments in the fund. These funds

What is Compound Interest? Compound interest is the interest that is earned on the principal sum of an investment. Interest is then earned on the initial amount and the reinvested interest. This is often referred to as earning interest on interest. The effects of compound interest can best be illustrated by the telling of an old Indian fable… The legend goes that a wise old sage was making his way